If you receive a call from Credit Card Services, please hang up immediately. The call usually starts with a recording informing you that as a preferred customer you qualify for a lower interest rate on your credit card. If you are interested, you have to press 9. This is a phishing scam. DON'T GIVE THESE PEOPLE ANY INFORMATION NO MATTER HOW OFTEN THEIR AUTOMATED DIALER CALLS YOUR NUMBER OR HOW URGENT THEY MAKE IT SOUND!!!