County workers face 6% insurance hike

By CHARLES PEARL State Journal Staff Writer Published:

Health insurance premiums for county government employees will go up 6 percent across the board for calendar year 2004.

Franklin County Fiscal Court, in Friday's regular meeting, awarded the bid for health insurance to Farmers Capital Insurance Group with Bluegrass Family Health, the county's current health insurance provider.

The new single premium will be $248.68 a month, while the current premium is $234.49 a month. The new family premium will be $673.16, compared to $634.76 now. Also for 2004, the deductible is $1,000; maximum out-of-pocket is $3,000; the co-insurance is 25 percent; co-pay is $25; and pharmaceutical costs will be $10 for generic brand, $25 for name brand, and $50 for the super drug category. The current figures are: $250 deductible, $1,000 maximum out-of-pocket; 20 percent co-insurance; $10 co-pay; and $5 and $15, respectively, for generic and name brand drugs.

County government will pay the $248.68 per month single premium for county employees who choose that plan, and apply that same $248.68 amount toward family plans.

In the work session, Deputy Judge-Executive Fred Goins said "most places are taking a big hit on their health insurance premiums, anywhere from 13 percent to 40 or 50 percent. We had no premium increase last year, so if you look at it over two years, it's like 3 percent a year, and I don't know of anybody who has gotten that."

For more on this story, see the latest State Journal.

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